Retirement planning becomes more important when your estate, family and wealth are closely connected.
You may be preparing to leave work, already retired or starting to think more seriously about how your wealth will support your spouse, children, grandchildren and future estate decisions.
Brodie Curtosi & Associates Private Wealth Management helps you connect those decisions, so your retirement plan supports the life you want now and the legacy you want to leave behind.
When retirement and estate planning overlap
Retirement isn’t only an income question. It can also affect:
- Your will
- Your powers of attorney
- Your beneficiaries
- Your trusts
- Your tax plan
- Your insurance
- Your wealth transfer goals
- Your spouse’s long-term security
These pieces should work together, especially when family wealth and estate complexity are involved.
Income with a longer view
A retirement income plan should help you enjoy life today while still protecting future choices. That means thinking through:
- RRSP and RRIF withdrawals
- Pension income
- CPP and OAS timing
- Non-registered investments
- Tax-efficient income
- Support for adult children
- Future estate taxes
Estate decisions before they’re urgent
Many Waterloo retirees want to make sure their family won’t be left trying to sort through unclear instructions later.
That may mean reviewing executors, beneficiaries, trusts, powers of attorney, cottage planning, charitable giving or how wealth will transfer to the next generation.