Estate planning is one of the most meaningful ways you can protect what matters most.
It brings technical decisions and deeply personal ones into the same conversation: who should make decisions, how wealth should transfer, how vulnerable family members should be protected and how family relationships can be supported through important transitions.
When thinking about your wealth, your life and your future, estate planning is at the heart of every conversation.
The decisions behind your estate plan
A will matters. So do powers of attorney, trusts, beneficiaries, insurance, taxes and family conversations.
For many affluent families, the bigger question isn’t simply who gets what: It’s how wealth can transfer in a way that protects relationships, supports adult children and keeps your intentions clear.
Questions worth answering now
A stronger estate plan can help clarify:
- Who should make decisions if you can’t?
- How should wealth pass to children or grandchildren?
- Would a trust create better structure?
- Are your beneficiaries aligned with your will?
- Will taxes create pressure on your estate?
- Is your family business part of the plan?
Estate planning for business owners and professionals
Estate planning for business owners, small business owners, incorporated professionals and executives often carries extra layers.
Corporate assets, life insurance, shareholder agreements, succession plans and retirement income all need to fit together.
Waterloo estate planning: Why this work is personal for us
William Curtosi lost his father at a young age to a rare heart condition. That kind of loss changes how a person sees family, responsibility and time. It also shows how one event can alter the path of an entire family: where people live, how decisions get made, and what the next chapter looks like.
This experience helped William understand something that now sits at the centre of his work: nothing matters more than your health, your family and the life you’re building together. Wealth has a purpose because life is fragile.
Planning has a purpose because the people you love may one day depend on the decisions you make now.
William now holds the Trust and Estate Practitioner designation, reflecting the depth of focus he has brought to this area.